Pradhan Mantri Shram yogi Mandhan Pension Yojana

Every citizen in India desires to get government job which provides the future scope even after the retirement, though working in private sector everyone wishes to settle in the field of government, by considering all these the central government during the ruling period of Modi, he launched this scheme called shramayogi mandhan yojana on 15th February 2019 and explained the scheme theme and procedure.

                The schemes like LIC, EPFO, ESIC works under this scheme, the beneficiary candidates may be up to the 43 crores, this scheme offers to the individual with the regular pension after the age crossed  60 years, the eligibility criteria is labor classes people who were under the unorganized sector.

Eligibility for Pradhan Mantri Shram Yogi Maan-Dhan Scheme

  • The workers who do not have any fixed income are eligible for this scheme
  • The unorganized workers who working and earing the income less than 15,000 and belongs to the age of 18-40 years are eligible for this scheme
  • The unorganized works are like rickshaw pullers, landless labors, brick makers, rag pickers, carpenters, masons and many more
  1. Any gender above the age of 18 years and below the 40 years are eligible
  • Once the candidate joins the scheme at the entry age of 18 -40 years, the candidate has to contribute till 60 years of age.
  • Once after attaining the  age of 60 years, the candidate will get monthly pension of Rs 3000
  1. If the candidate wants to  exit after 10 years without the completion of the actual period then the candidate will get back the money which paid to the scheme along with the additional interest
  • The contribution to be made by the candidate
  • Age 18- Rs 55 per month
  • Age 29- Rs 100 per month
  • Age 40- Rs 200 month
  • Above 40 – not eligible

Application process for Pradhan Mantri Shram Yogi ManDhan Yojana

  • To enjoy the given opportunity the eligible candidates can register themselves  through an online helpdesk
  • The candidates must have their Aadhaar card and bank details, the applicant need to visit the nearest Common Service Centre along with the required documents which can be used for further verification
  1. It’s all depend on the applicant age to pay the premium that candidate conforms with
  • Soon after the verification the scheme get starts
  • The candidate must check the online notifications, if the notifications generated then the registration has been done successfully, a unique code generates
  • The candidate is going to get the pension card after finishing the verification process of the applicant documents
  1. All the applicant information is going to send to the bank authority, if the documents are correct then the bank will generate an SMS to the registered candidate.

Premium Amount Chart

    The premium will describe about the different age groups how they were contributing:

Entry age Max age Monthly contribution( per person) GOvt contribution(per person) Total contribution
18 60 55 55 110
19 60 58 58 116
20 60 61 61 122
21 60 64 128  
22 60 68 68 136
23 60 72 72 144
24 60 76 76 152
25 60 80 80 160
26 60 85 85 170
27 60 90 90 180
28 60 95 95 190
29 60 100 100 200
30 60 105 105 210
31 60 110 110 220
32 60 120 120 240
33 60 130 130 260
34 60 140 140 280
35 60 150 150 300
36 60 160 160 320
37 60 170 170 340
38 60 180 180 360
39 60 190 190 380
40 60 200 200 400

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